HNLNFC is your source for information about contactless payment technologies and a directory of retail locations that accept contactless payments in Hawaii. Contactless payments can be either done with a chip embeded in a credit card or an NFC enabled smartphone. Currently, there are 3 competing companies promoting NFC smartphone payments: Android Pay, Samsung Pay and Apple Pay. Most merchants support all three mobile wallet payment options. HNLNFC's map lists tested and verified locations. If you would like to help add or verify locations to the map, please hit the submit location link up top.
Chun Wah Kam was removed as the employees refused to accept NFC payment citing "Management said that phone payments is not secure, anyone can add a card to it". This is rather hypocritical seeing as how they don't ask for identification for physical card verification. NFC payments are just as secure as card payments and the liability shift still is in effect as EMV tokenization is the basis for Android Pay and Apple Pay. We hope that they will reverse their decision to give more payment choices to their customers.
According to the Official Android Blog, Android Pay will be rolling out starting 9/10/2015. The existing Google Wallet app will become the Android Pay app and person to person payments will be made through the new Google Wallet app.
A recent visit to the Sees Candy Pearlridge verified that they have not rolled out contactless capable terminals as of yet. An employee verified that they are still waiting for the new terminals to accept contactless and NFC payments. We are temporarily removing the location from the map until the new units are verified as working.
One of the many things introduced at Google I/O 2015 was Android Pay. A few months ago at Mobile World Congress, Google exec Sundar Pichai teased the world with an introduction to Android Pay, but touted it as an API for developers to use to secure payments through Android phones. Announced at Google I/O 2015, the final version of Android Pay moves the Tap-To-Pay element from Google Wallet to Android Pay and increases the layer of security by integrating the new fingerprint API introduced with Android M.
The product also integrates loyalty programs such as My Coke Rewards-- when used at Coke vending machines will allow you to utilize either your credit card selected in Android Pay or use your My Coke Rewards to redeem a product with your points.
The new Android Pay also changes the payment mechanism from a fixed Virtual MasterCard number that charges your normal card to Tokenized Random Virtual Card Numbers, like Apple Pay uses, that helps secure your credit card number by submitting a randomly generated card number instead.
Google Wallet is supposedly living on as a way to send payments between two people and as the physical credit card that links to your Android Pay account.
Android Pay is expected to be released to Android phones running 4.4+ but the fingerprint API is only going to be available for Android M at this time.
HNLNFC will be transitioning mentions of Google Wallet to Android Pay on the website.
Pono Plates has a separate POS system from their credit/debit acceptance. Their credit/debit is run though a Verifone VX520 which accepts NFC payments. If you would like to make a payment with your phone or contactless card, ask the cashier to ring the payment on the VX520 and then ask to place your phone over the screen on the terminal. The sale should go right through.